Steps and Behaviors to Adopt to be a millionaire

frugal

By: JOHN RAMPTON

There are approximately 35 million people who are millionaires in the world. As Robert J. Samuelson states so perfectly in The Washington Post, “That’s about 5 percent of the U.S. adult population (241 million in 2014), or one in 20. Rarefied, yes; exclusive, no.” Though the population numbers have gone up in the last year, they still prove a point. It’s totally possible for you to become a millionaire.

I personally have been a millionaire several times in my life. I’m an entrepreneurand take chances. Sometimes they pay off and sometimes they don’t. The following are a few of the tips that have helped me to become and stay a millionaire over the past couple years.

Read more here

All days in a year to get FREE Stuff!

free-car-care-product-with-orders-over-50-1

source: autogeek.net

Mark your calendar! Here are the items you can get for free each month of the year. No longer forgetting what days to get free stuff. Items range from getting free donuts to free burgers!

 

July

Free Slurpees at 7-Eleven Day: July 11

National Ice Cream Day: Third Sunday in July

National Hot Dog Day: Third Wednesday in July

August

National Rootbeer Float Day: August 6

National Bowling Day: Second Saturday in August

National Parks Birthday: August 25

September

National Cheeseburger Day: September 18

Museum Day Live: Saturday in Late September

National Public Lands Day: Saturday in Late September

National Coffee Day: September 29

October

Free Candy: October 31

November

Free Door Busters: Friday after Thanksgiving

December

Free Shipping Day: December 18

New Year’s Eve: December 31

January

Martin Luther King, Jr. Day Free Museum: Third Monday of January

February

National Bagel Day: February 9

National Pizza Day: February 9

Valentine’s Day: February 14

March

IHOP National Pancake Day: Usually Early March

Free Cone Day at Dairy Queen: Mid-March

April

Free Cone Day at Ben & Jerry’s: Mid-April

Tax Day (Free Food): April 15

Earth Day: April 22

National Parks Week: Late April

National Pretzel Day: April 26

Super Hero Day: April 28

May

Free Comic Book Day: First Saturday in May

National Public Gardens Day: Friday before Mother’s Day

Mother’s Day: Second Sunday of May

Free Cone Day at Haagen-Dazs: Early May

National Burger Day: May 28

June

National Donut Day: First Friday in June

Free Fishing Days: First Weekend of June

National Iced Tea Day: June 10

Father’s Day: Second Sunday in June

National Flip Flop Day: Third Friday of June

Read more here

Why I Bought These 2 Index Funds

etfsspan

Source: NY Times

While everyone was reacting to the Britain decision to exit the European Union  onThursday night, I took the opportunity to take advantage of the recent pullback in the stock market. Two index fund I had my eyes on was the iShares Core S&P Total U.S Stock Market (ITOT) and the iShares Core S&P 500 ETF index (IVV).

Why are these two index funds are a Buy over the rest of the other great index funds out there?

Here are my three main reasons:

  1. Low fees
  2. Diversification
  3. Brexit effects

Low Fees:

The main reason why I considered iShares Core S&P total U.S stock market and the Core S&P 500 was because of the low fees each one of these index fund offered. The iShares Core total U.S Stock Market has only an fee of 0.03% while the Core S&P 500 only has 0.07% as stated in its prospectus. That means for every $1000 dollars invested, you would only pay 30 cents  per year for ITOT and 70 cents per year for IVV. Continue reading

$50 Lowe’s/Fandango/Autozone gift card for $40 at Safeway/Von’s/Albertson’s 6/8/16-6/21/16

If you are heading to Von’s/Albertson’s/Safeway, check out this deal.

IMAGESOURCE: vons.com

This deal is only applicable to Lowe’s, Applebee’s, Autozone, Brinker, Golfsmith, Jiffy Lub, LL Bean, XBOX.

If you are in a need for Lowe’s or Autozone, this is a great deal since you could potentially use this to stack against Lowe’s or Autozone’s online coupon. Also, if you have Chase Freedom credit card, there is 5% cash back on grocery purchases.

So $50 for $40 plus 5%. Check out this deal today!

Why Buy Apple, Abbott Laboratories And Synchrony Financial

Apple-01

IMAGE SOURCE: Softicons.com

As of recent years after graduating from college, I have been looking to supplement my income due to the high cost of living in California. I have heard of many great success stories of how people were able to gain extra income on the side through doing what they loved or what their hobbies were. In looking for ways to make a little extra money, I tried to sell my unused items around the house but when all the unused items were sold, I was again in the position where I started from. I remembered my old fitness friend would encouraged me to go to the gym by saying “you have to start somewhere to get to where you want to be.” Remembering his words, I decided to look into stocks more seriously. I have always been interested in the stock market since I read the book, “The Neatest Little Guide to Stock Market Investing” by Jason Kelly. It was a really good book for all starting investor as it documented major key areas new investor should be aware of before jumping into investing in the stock market.

Continue reading

Best 10 Investing Apps

pict-ios

IMAGE SOURCE: Apptweak.com

If you are looking to increase your slick investing skills, consider investigating into the following 10 Apps.

  1. Robinhood (Free Stock Trading)
  2. Betterment (Robo investing)
  3. Wellfront( Robo Investing)
  4. Openfolio
  5. FeeX
  6. Estimize
  7. Stocktwits
  8. Acorns
  9. Thinkorswim
  10. Forcerank

To learn more about these apps, go here

Smart Way to Invest $100


Image Source:Currencyguide.eu

If you have $100 laying around and you want to maximize the value of the $100, the smart way is to invest in an Exchanged Traded Fund (ETF). You can do this through the Robinhood App which helps you minimize the cost of the transaction.

Now there are ton of Exchanged Traded Funds (ETFs) to choose from and you will have to pick one that meets your need.

The following ETFs are a few that promote minimizing cost and maximizing profit.

  1. Schwab US Dividend Equity Fund.
  2. iShares Core S&P Total U.S. Stock Market ETF
  3. Schwab U.S. Large-Cap ETF

Continue reading

Why Nike is a Buy Now and Forever

download

In search of the next great investment, I found myself looking at Nike (NYSE:NKE) as possible investment. I haven’t considered Nike as a realistic investment earlier in my investing career due to a lack of capital. However, now that I have a little capital, it time to take a closer look at Nike and why it is a great company to Buy. My investment thesis on why Nike is a buy goes back to when I was in the 2nd grade and I owned my first Michael Jordan’s Jersey. At the time, I did not know much about Nike or what the company did. All I knew was basketball and Michael Jordan was a great player. As I grew up, I owned various shoes from Adidas to Vans. The first time I thought Nike was a great company was when I was camping out at Finishline in 2006 for a new pair of Jordan’s with my friend. To see the great heights people went through for Jordan was astonishing. It showed that Jordan Brand was strong that hundred of people were willing to wait in a long line to buy a pair. Flash forward to today and again, I looked at Nike as a company that does not plan to slow down or give market shares to any competitors. Why was it considered it a great company? Here was my perspectives as a consumer.

 

Continue reading